If you find your home is often too cold in the winter time and too hot in the summer, you could be spending too much money on utility bills. Programs are available to help Kansas City, Mo., residents with weatherization and minor home repairs that could help keep your home more comfortable and your energy costs down.

Funding for the Low Income Weatherization Assistance Program (LIWAP) expires in December, so it’s important to apply as soon as possible to take advantage of this free assistance. LIWAP assistance is offered to those who meet the income guidelines through Working Families’ Friend.

Low-interest loans may also be available for Kansas City, Mo., residents to pay for energy improvements through EnergyWorks KC (EWKC) and its lending partner, Neighborhood Housing Services of Kansas City (NHSKC). The program was developed through a grant from the U.S. Department of Energy and is administered by the Metropolitan Energy Center (MEC). To qualify, homeowners are required to have a home energy assessment completed. A trained energy analyst will check for possible air leaks, equipment problems, insulation and air quality, and make recommendations that can range from do-it-yourself projects like caulking and weather stripping to bigger projects such as furnace or air conditioner replacements. The MEC has a list of energy-efficiency experts and contractors to help homeowners complete program recommendations. For information about the EWKC program, click here.

NHSKC also offers home rehab loans with low interest rates to homeowners who need help with weatherization and minor repairs. The money can be used to cover interior and exterior repairs, including structural problems, roofs, modifications for accessibility, kitchen or bathroom renovations, plumbing or electrical systems. Construction specialists will help coordinate and evaluate bids for the work, inspect the work and manage payments to contractors at no charge. Improving the safety and overall structure of your home provides a payback now and down the road. For a list of targeted areas that are eligible for these loans, click here. To apply for a loan, contact the Home Ownership Center at 816-822-7703, ext. 212, or email mbroome@nhsofkcmo.org.